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Re: [twuug] Scary stuff from wife's visit to doctor





On 1 Feb 2003 at 13:54, Charles Shannon Hendrix wrote:

> I really think the restriction of insurance to stay "in the network"
> is bad.  They say it is for reducing costs, but I think it probably
> increases costs to force people to avoid other sources of care.  You also
> lose a lot of choices.  

Oh, they save money all right.  The providers contract to accept 
"allowable" fees which are a fraction of their "normal" charges.  What 
happens is you pay a fortune for any services not covered and those 
without insurance really get it in the throat.  In addition, the premiums 
for better plans has gone through the roof, making it impossible for most 
people to get good care.

Leah



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